West Virginia Permit Test: Insurance & Collisions Practice Questions

Correct answer: $25,000 / $50,000 / $25,000

WV requires at least $25,000 for one person's injury or death, $50,000 for two or more, and $25,000 for property damage.

Source: Chapter II: Driver Responsibilities – Compulsory Insurance

Correct answer: Five days

Such crashes must be reported by the quickest means within five days: to local police in a municipality, otherwise to the county sheriff or nearest State Police office.

Source: Chapter II: Driver Responsibilities – Crashes

Correct answer: The county sheriff or nearest State Police office

Outside a municipality, crashes are reported to the county sheriff or the nearest West Virginia State Police office.

Source: Chapter II: Driver Responsibilities – Crashes

Correct answer: Your registration and driving privilege are suspended

If your vehicle lacked the required WV liability insurance on the date of the crash, both your registration and driving privilege are suspended.

Source: Chapter II: Driver Responsibilities – Crashes

Correct answer: An insurance certificate, or an image on a phone

You must carry a certificate of insurance or other proof in the vehicle; an image shown on a wireless communication device is also valid proof.

Source: Chapter II: Driver Responsibilities – Compulsory Insurance

Correct answer: Surrender it to the DMV

If insurance is canceled for any reason, the vehicle's registration plate must be surrendered to the DMV.

Source: Chapter II: Driver Responsibilities – Compulsory Insurance

Correct answer: An extra 90-day suspension, lost registration, and possible charges

False insurance information brings an extra 90-day license suspension, revocation of registration, and possible prosecution with up to a $1,000 fine and one year in jail.

Source: Chapter II: Driver Responsibilities – Compulsory Insurance

Correct answer: Leave a note with your name, address, plate, insurance, and details

If you strike an unattended vehicle and cannot find the owner, leave a written note with your name, address, license plate, insurance information and the circumstances.

Source: Chapter IX: Emergency Situations – If You Are Involved in a Crash

Correct answer: Name, address, plate number, and insurance information

Drivers in a crash should exchange name, address, license plate number and motor vehicle insurance information.

Source: Chapter IX: Emergency Situations – If You Are Involved in a Crash

Correct answer: Stop immediately and turn off the ignition

Stop immediately, turn off the ignition to prevent fire, and protect the scene with flares or other means.

Source: Chapter IX: Emergency Situations – If You Are Involved in a Crash

Correct answer: Anyone who gives emergency care in good faith, unpaid

Anyone, including doctors and dentists, who gives emergency care at a crash scene in good faith and without pay is not liable for civil damages.

Source: Chapter IX: Emergency Situations – Good Samaritan Law