Oklahoma Permit Test: Insurance & Collisions Practice Questions

Correct answer: $25,000 / $50,000 / $25,000

Oklahoma requires at least $25,000 for injury or death of one person, $50,000 for two or more persons, and $25,000 for property damage, per accident.

Source: Chapter 13: Violations and Penalties – Liability Insurance Requirements

Correct answer: $500

The license of an uninsured driver or owner in a collision with any injury or property damage of $500 or more will be suspended.

Source: Chapter 3: Requirements for Oklahoma Drivers – Financial Responsibility

Correct answer: Up to $250 fine and/or 30 days, plus suspension

Failure to comply with compulsory insurance or produce proof can bring a fine up to $250, 30 days in jail or both, plus suspension of license and registration.

Source: Chapter 13: Violations and Penalties – Penalty for Not Having Insurance

Correct answer: Security verification form

Proof of liability insurance is the security verification form, provided by the insurance company; carry it and show it when asked.

Source: Chapter 3: Requirements for Oklahoma Drivers – Financial Responsibility

Correct answer: A misdemeanor, a fine up to $250, and suspension

Possessing a fraudulent security verification form can bring a misdemeanor, a fine up to $250 and mandatory suspension of driving privilege and registration.

Source: Chapter 3: Requirements for Oklahoma Drivers – Counterfeit or Fraudulent Security Verification

Correct answer: Move it or have it moved out of traffic

If the crash is minor and your vehicle is blocking traffic, you must move it or have it moved.

Source: Chapter 11: Driving Tips – Your Responsibilities after a Crash

Correct answer: Get help, but don't move them unless necessary

If anyone is hurt, get help immediately, but do not try to move an injured person unless it is a life-or-death necessity.

Source: Chapter 11: Driving Tips – Your Responsibilities after a Crash

Correct answer: Leave names, address and insurance info on it

Leave the driver's and owner's name and address and the insurance verification information on the damaged property where the owner will find it.

Source: Chapter 11: Driving Tips – Your Responsibilities after a Crash

Correct answer: Don't blame anyone or accept blame

Do not blame others or accept blame and do not discuss the accident; wait for officers and answer questions truthfully and calmly.

Source: Chapter 11: Driving Tips – Your Responsibilities after a Crash

Correct answer: Names, contact, license, registration, insurance

Exchange vehicle, witness and driver information: name, address, phone number, driver license, registration number and insurance.

Source: Chapter 11: Driving Tips – Your Responsibilities after a Crash

Correct answer: A physical copy of your insurance and registration

Before a trip, make sure you have a physical copy of your vehicle insurance and registration in the vehicle.

Source: Chapter 11: Driving Tips – Driving Out-of-State