California Permit Test: Insurance & Collisions Practice Questions

Question 1

What are California's minimum liability insurance amounts?

Accepted Answer

$30,000 per person injured, $60,000 per collision, $15,000 property

Answer

$15,000 per person injured, $30,000 per collision, $5,000 property

Answer

$50,000 per person injured, $100,000 per collision, $25,000 property

Answer

$10,000 per person injured, $20,000 per collision, $10,000 property

Question 2

You are in a collision and do not have insurance. What can happen, even if it was not your fault?

Accepted Answer

Your privilege can be suspended for up to four years

Answer

A small fine, but only if you were the one who caused it

Answer

Nothing at all, as long as you were not at fault

Answer

You must retake the knowledge and vision tests

Question 3

When must you report a collision to DMV using form SR 1?

Accepted Answer

Within 10 days if damage tops $1,000 or anyone is hurt or killed

Answer

Within 30 days for any collision, even with no damage at all

Answer

Within 10 days, but only if police came to the scene of the crash

Answer

Within 5 days, but only if you were the driver who caused it

Question 4

Will law enforcement file the DMV collision report (SR 1) for you?

Accepted Answer

No, you or your representative must

Answer

Only if someone was injured or killed

Answer

Yes, if officers come to the scene

Answer

Yes, always, within 10 days of the crash

Question 5

If anyone is injured or killed in a collision, when must you report it to law enforcement?

Accepted Answer

Within 24 hours

Answer

Within 10 days

Answer

Only if asked

Answer

Within one week

Question 6

You hit a parked car and cannot find the owner. What should you do?

Accepted Answer

Leave a note with your name, phone, and address, and report it

Answer

Wait one hour for the owner to return, then leave if no one comes

Answer

Drive away, since no one saw it and the damage is minor

Answer

Leave only your phone number under the windshield wiper

Question 7

After a minor collision where no one is hurt, what should you do with your vehicle?

Accepted Answer

Move it out of traffic, then call 911

Answer

Drive home and report it later

Answer

Leave it where it stopped until police arrive

Answer

Leave it in the lane with flashers on

Question 8

What must you show to the other driver after a collision?

Accepted Answer

Your license, registration, insurance information, and address

Answer

Nothing at all, unless police officers arrive at the scene

Answer

Only your phone number and the name and number of your insurance agent

Answer

Only your insurance company's name and your policy number

Question 9

What is a hit-and-run?

Accepted Answer

Failing to stop or leaving the scene of a collision

Answer

A collision between two cars inside an intersection

Answer

A ticket for speeding through a school zone

Answer

Hitting a parked car while backing out of a space

Question 10

You hit and injure a deer. What should you do?

Accepted Answer

Call the humane society or law enforcement; do not move it

Answer

Drag the animal off the road yourself, then call a game warden

Answer

Drive away, since wild animals are not covered by the law

Answer

Load the animal into your car and drive it to a veterinarian

Question 11

Which is listed among the most common causes of collisions?

Accepted Answer

Driver distractions and unsafe speed

Answer

Driving in the far-right lane too often

Answer

Using turn signals too early before turns

Answer

Driving with low-beam headlights by day

Question 12

Who is financially responsible for a driver under 18 involved in a collision?

Accepted Answer

The parents or guardians who signed for the license

Answer

The State of California, through its insurance fund

Answer

The minor alone, out of their own earnings

Answer

The driving school that trained the minor

California Permit Test: Insurance & Collisions Practice Questions

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