Utah Permit Test: Insurance & Collisions Practice Questions

Correct answer: With injury, death or at least $2,500 in damage

If a crash results in injuries, death or at least $2,500 in total property damage, notify law enforcement immediately.

Source: Section 12: Crashes and Insurance – Section 12: Crashes and Insurance

Correct answer: A third-degree felony

It is a third-degree felony to fail to stop at the scene of an injury crash.

Source: Section 12: Crashes and Insurance – Section 12: Crashes and Insurance

Correct answer: Moving the vehicles out of travel lanes

With damage only and no injuries, you may move the vehicle out of travel lanes to a safe nearby spot, but you must remain there until all duties are done.

Source: Section 12: Crashes and Insurance – Section 12: Crashes and Insurance

Correct answer: Up to 1 year jail, $2,500 fine and license loss

Not remaining at the scene can bring license suspension or revocation for up to one year, up to a year in jail, a fine up to $2,500, or both.

Source: Section 12: Crashes and Insurance – Section 12: Crashes and Insurance

Correct answer: Name, address, registration number and insurance information

Drivers must exchange name and address, vehicle registration number and insurance information, including the agent's name and phone.

Source: Section 12: Crashes and Insurance – Section 12: Crashes and Insurance

Correct answer: A class B misdemeanor

Knowingly driving or allowing a vehicle to be driven without owner's security is a class B misdemeanor and can cost your license and registration.

Source: Section 12: Crashes and Insurance – C. Financial Responsibility

Correct answer: Liability and personal injury protection (PIP)

Bodily injury/property damage liability and PIP (no-fault) are mandatory; collision and comprehensive are optional unless a lienholder requires them.

Source: Section 12: Crashes and Insurance – D. Insurance Coverage

Correct answer: Three years

Future proof (SR22) must be maintained for three years from the suspension or revocation, or from reinstatement for an unsatisfied judgment.

Source: Section 12: Crashes and Insurance – C. Financial Responsibility

Correct answer: Your driving privilege is suspended

If the judgment isn't satisfied within 60 days, your driving privilege is suspended until it is paid and you file SR22 proof.

Source: Section 12: Crashes and Insurance – C. Financial Responsibility

Correct answer: Yes, electronically

Proof of insurance must be in the vehicle and shown on request, and you may provide it electronically using a mobile device.

Source: Section 12: Crashes and Insurance – C. Financial Responsibility

Correct answer: An SR22 for three years and a $40 reinstatement fee

A conviction for driving without insurance or without proof requires carrying an SR22 for three years and paying a $40 reinstatement fee.

Source: Section 12: Crashes and Insurance – D. Insurance Coverage

Correct answer: Revoke the registration unless insurance is bought within 30 days

The DMV must revoke the vehicle registration unless insurance is purchased within 30 days.

Source: Section 12: Crashes and Insurance – Uninsured Motorist

Correct answer: To the right side of the road

If police pull you over, move to the right side of the road, even when traveling in the HOV lane, then stay in the car with hands on the wheel.

Source: Section 14: Sharing the Road – I. Police/Traffic Stops

Correct answer: Your name and address and the plate number

Leave a note with the name and address of the driver and the plate number of the vehicle that caused the crash.

Source: Section 12: Crashes and Insurance – Section 12: Crashes and Insurance