Tennessee Permit Test: Insurance & Collisions Practice Questions

Correct answer: No, but you must show financial responsibility

Collision insurance is not required by Tennessee law, but the Financial Responsibility Law requires evidence of financial responsibility when you are charged with a violation or are in a crash.

Source: Section B-8: Driving Responsibility

Correct answer: Liability insurance

Liability insurance covers damage you cause to others; collision covers your own vehicle; uninsured motorist covers damage caused by uninsured drivers.

Source: Section B-8: Driving Responsibility

Correct answer: An insurance card from an insurer authorized in Tennessee

Evidence can be a policy declaration page, an insurance binder, an insurance card from a company authorized in Tennessee, a commissioner's certificate of deposit or bond, or proof of self-insurance.

Source: Section B-8: Driving Responsibility

Correct answer: License suspended and a stop on renewing tags

Conviction for failing to show financial responsibility suspends your driving privileges and places a stop on renewing your vehicle tags and registration.

Source: Section B-8: Driving Responsibility

Correct answer: Any crash with injury, death or damage over $50

Drivers must immediately notify police, the sheriff or the nearest Highway Patrol of any crash involving death, injury or property damage over $50.

Source: Section B-8: Driving Responsibility

Correct answer: Injury, death, or over $400 damage, within 20 days

Reportable crashes, those with injury or death or over $400 of damage to any one person's property, require an Owner/Driver Report within 20 days, regardless of fault.

Source: Section B-8: Driving Responsibility

Correct answer: Moving the car to the emergency lane to wait for police

If the vehicle is drivable and there are no serious injuries or deaths, you may move it to the emergency lane to avoid blocking traffic and wait for an officer.

Source: Section B-8: Driving Responsibility

Correct answer: Report the crash to the police

If a crash involves an unattended vehicle or a domestic animal and you cannot locate the owner, report it to the police.

Source: Section B-8: Driving Responsibility

Correct answer: Turn off the ignition

Stop at or near the scene without blocking traffic and turn off the ignition in the damaged vehicle to help prevent a fire.

Source: Section B-8: Driving Responsibility

Correct answer: Only with rescue training or immediate danger such as fire

Do not move an injured person from a wrecked vehicle unless you have medical or rescue training or there is immediate danger such as fire.

Source: Section B-8: Driving Responsibility

Correct answer: Slowly continue on so you don't block responders

If you are not trained to give aid, slowly continue on so you don't interfere with responders or cause a secondary crash from accident gazing.

Source: Section B-8: Driving Responsibility