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Oregon Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Question 1
You hit and injure a dog and cannot find its owner. What must you do?
Nothing more; animals are not covered by any reporting rule
Take the animal home
Report the incident to local law enforcement
File a DMV collision report within 72 hours
Correct answer: Report the incident to local law enforcement
Stop, check injuries, and report to the owner; if you cannot locate the owner you must report it to local law enforcement.
Source: Safe & Responsible Driving β Avoiding a Collision
Question 2
What is Oregon's minimum bodily injury liability coverage for one person per collision?
$20,000
$25,000
$15,000
$50,000, the per-collision amount
Correct answer: $25,000
Minimums: $25,000 for one person, $50,000 for two or more, $20,000 property damage.
Source: Other Important Information β Mandatory Insurance
Question 3
What is Oregon's minimum property damage liability coverage per collision?
$20,000
$25,000, the same as bodily injury
$10,000
$50,000
Correct answer: $20,000
Property damage coverage must be at least $20,000 per collision.
Source: Other Important Information β Mandatory Insurance
Question 4
What is the minimum Personal Injury Protection (PIP) required in Oregon?
$25,000 per collision, shared by everyone hurt
$5,000 per person
$15,000 per person
$10,000 per person
Correct answer: $15,000 per person
PIP must be $15,000 per person for reasonable and necessary expenses within two years of the injury.
Source: Other Important Information β Mandatory Insurance
Question 5
Does Oregon require uninsured motorist coverage?
Yes: $25,000 per person and $50,000 per collision
Yes, but only $10,000 per collision for property damage
No, it is optional
Only for drivers under 21
Correct answer: Yes: $25,000 per person and $50,000 per collision
Uninsured motorist coverage of $25,000 per person and $50,000 per collision is required.
Source: Other Important Information β Mandatory Insurance
Question 6
After a minor collision with no injuries, what should you do with drivable vehicles?
Leave them in place but turn on hazards and wait up to an hour for a tow
Drive home and call later
Leave them exactly where they are until police arrive
Move them out of the travel lanes as soon as possible
Correct answer: Move them out of the travel lanes as soon as possible
If no one is hurt and vehicles can be moved safely, move them out of travel lanes; information can be exchanged away from the scene.
Source: Other Important Information β Traffic Collisions
Question 7
Within how many hours must you file an Oregon DMV collision report when one is required?
10 days, or 30 days if injured
24 hours
72 hours
48 hours
Correct answer: 72 hours
File Form 735-32 within 72 hours when the reporting thresholds are met.
Source: Other Important Information β Traffic Collisions
Question 8
Damage to the vehicle you were driving is over what amount, making a DMV collision report required?
$2,500
$1,500, or any amount if towed
$1,000
$5,000
Correct answer: $2,500
A report is required if damage to your vehicle is over $2,500, among other conditions such as injury or death.
Source: Other Important Information β Traffic Collisions
Question 9
A police officer made a report of your collision. Do you still need to file with DMV if the criteria are met?
Yes; a police report does not replace the DMV report
No, the officer's report counts as your DMV report automatically
Only if you were at fault
Only if someone died
Correct answer: Yes; a police report does not replace the DMV report
A police report does not replace your requirement to file a report with DMV.
Source: Other Important Information β Traffic Collisions
Question 10
In a collision, someone is unconscious. What must you do?
Leave a note and go
Remain at the scene until police arrive
Drive the person to a hospital immediately
Move the person to your car
Correct answer: Remain at the scene until police arrive
If a person is killed or unconscious, remain at the scene until police arrive; never move injured people carelessly.
Source: Other Important Information β Traffic Collisions
Question 11
You hit a parked, unoccupied car and cannot find the owner. What must you do?
Wait at the car for up to 24 hours
Leave a note with your name, address and what happened
Take a photo and leave
Nothing if the damage is small
Correct answer: Leave a note with your name, address and what happened
If you cannot find the owner, leave a note with your name and address and a brief description.
Source: Other Important Information β Traffic Collisions
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