New Jersey Permit Test: Insurance & Collisions Practice Questions

Correct answer: 1-year suspension, $300–$1,000 fine, and a surcharge

First offense: 1-year license loss, $300–$1,000 fine, $250 per year for 3 years surcharge; may be reduced with proof of insurance at the hearing.

Source: Chapter 7: Driver Privilege and Penalties

Correct answer: Notify the police and try to find the owner

If a motorist hits a parked vehicle, the police must be notified, and the driver should try to find the owner.

Source: Chapter 5: Defensive Driving

Correct answer: Within 10 days, if damage exceeds $500 or there's injury and no police report was filed

With damage over $500 or injury, send a written report to the MVC within 10 days if no police report is filed.

Source: Chapter 5: Defensive Driving

Correct answer: Don't move it or allow anyone to until police or an ambulance arrives

Do not move the body or let anyone move it until the police or ambulance arrives.

Source: Chapter 5: Defensive Driving

Correct answer: Yes, for every registered vehicle

Liability insurance is mandatory; every vehicle registered in New Jersey must have it.

Source: Chapter 9: Vehicle Information

Correct answer: Yes

The insurance ID card must stay in the vehicle; an electronic version is acceptable.

Source: Chapter 9: Vehicle Information

Correct answer: Surrender the license plates to the MVC

If you terminate insurance, you must return the plates to the MVC.

Source: Chapter 9: Vehicle Information

Correct answer: Within 60 days (sooner if the old registration expires)

Vehicles must be titled and registered within 60 days of moving in, or sooner if the out-of-state registration expires.

Source: Chapter 9: Vehicle Information

Correct answer: Every two years

Gasoline passenger vehicles (1996+), more than five model years old, must pass inspection every two years.

Source: Chapter 9: Vehicle Information

Correct answer: Within 24 hours

Replace lost or damaged plates within 24 hours at any MVC Vehicle Center.

Source: Chapter 9: Vehicle Information

Correct answer: 50 feet

The rear plate must be lighted so it is visible from 50 feet at night.

Source: Chapter 9: Vehicle Information