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Michigan Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Every Michigan topic, mock exams and your progress, right here or in the app.
Question 1
When must you notify police after a crash in Michigan?
Never, if the drivers agree
If there are injuries or property damage over $1,000
Only when an insurer asks
Only if someone dies or total damage exceeds $5,000 in all
Correct answer: If there are injuries or property damage over $1,000
Notify the police if there are injuries or property damage exceeding $1,000.
Source: Chapter 7: Emergencies and Special Situations
Question 2
After a crash without serious injury, if the vehicles can be driven, what must be done?
Move them off the main roadway to a safe place like the shoulder
Drive home
Push them into traffic
Leave them exactly in place until police arrive and measure carefully
Correct answer: Move them off the main roadway to a safe place like the shoulder
Vehicles in crashes without serious injury or death shall be moved from the main roadway if drivable and safe.
Source: Chapter 7: Emergencies and Special Situations
Question 3
What information should you exchange with other drivers after a crash?
Only insurance company names
Names, addresses, license numbers, registration and insurance information
Only phone numbers, since the insurance companies will handle the rest later
Nothing at all
Correct answer: Names, addresses, license numbers, registration and insurance information
Exchange names, addresses, driver's license numbers, registration and insurance information.
Source: Chapter 7: Emergencies and Special Situations
Question 4
Is leaving the scene of a crash you're involved in legal in Michigan?
Yes, if no one is hurt and the damage is minor
Yes, if you call your insurer
Yes, after 10 minutes
No; it is punishable by fines, jail or both
Correct answer: No; it is punishable by fines, jail or both
Leaving the scene of a crash is against the law and punishable by fines, jail time or both.
Source: Chapter 7: Emergencies and Special Situations
Question 5
If you hit a deer, whom should you report it to?
No one; you may simply drive on if your car still works and go
Only your insurer
The Secretary of State
Local law enforcement, the sheriff, State Police or the DNR
Correct answer: Local law enforcement, the sheriff, State Police or the DNR
Report deer crashes to local law enforcement, the county sheriff, Michigan State Police or the DNR; they can provide a permit to keep the deer.
Source: Chapter 7: Emergencies and Special Situations
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