Iowa Permit Test: Insurance & Collisions Practice Questions

Correct answer: Move your vehicle out of traffic if it can be moved

If no one is injured and the vehicle is operable and safe to move, Iowa law requires moving it out of the driving lanes.

Source: Chapter 2: Traffic Signs & Rules of the Road – 2.28 Steer It-Clear It

Correct answer: About 2.8 percent

For every minute an interstate lane is blocked, the risk of a secondary crash increases by roughly 2.8 percent.

Source: Chapter 2: Traffic Signs & Rules of the Road – 2.28 Steer It-Clear It

Correct answer: Injury, death or property damage over $1,500

State law requires reporting a crash involving injury, death or property damage of more than $1,500.

Source: Chapter 5: Applying Your Driving Skills – 5.15 Involvement in a Crash

Correct answer: 72 hours

Failure to report a reportable crash within 72 hours results in loss of driving privileges and further penalties.

Source: Chapter 5: Applying Your Driving Skills – 5.15 Involvement in a Crash

Correct answer: Insurance, registration and driver's license

Be ready to provide vehicle insurance information, vehicle registration and your driver's license.

Source: Chapter 5: Applying Your Driving Skills – 5.15 Involvement in a Crash

Correct answer: Steer it–clear it out of traffic

Step 1 is Steer It-Clear It: get your vehicle out of traffic, turned off and stopped; then call 911.

Source: Chapter 5: Applying Your Driving Skills – 5.15 Involvement in a Crash

Correct answer: Pull over to a clear, safe area, not the travel lane

Pull over carefully to a clear area when safe—not in the travel lane—turn off the vehicle and keep hands visible.

Source: Chapter 5: Applying Your Driving Skills – 5.16 Law Enforcement Interactions

Correct answer: Fines and possible impoundment

Failure to carry registration and an insurance card could result in fines and possible impoundment of the vehicle.

Source: Chapter 1: Your Driver's License – 1.2 Carrying Your License, Insurance, & Registration