Idaho Permit Test: Insurance & Collisions Practice Questions

Correct answer: When anyone is hurt or damage tops $1,500

You must report to police any crash in which someone is injured or property damage is more than $1,500.

Source: Be Prepared – Crashes & the Law

Correct answer: Safely move the vehicles to the shoulder, median, or emergency lane

On interstates or major divided highways, involved drivers in crashes without death or injury must safely move vehicles out of the travel lanes.

Source: Be Prepared – Crashes & the Law

Correct answer: Idaho's Good Samaritan Law

Idaho's Good Samaritan Law protects people who help in good faith, though you should not move an injured person unless trained or there is immediate danger.

Source: Be Prepared – Crashes & the Law

Correct answer: Only with training, or if there's danger such as fire

Don't move an injured person unless you have the necessary training or there is an immediate danger, like fire.

Source: Be Prepared – Crashes & the Law

Correct answer: Leave a note with your name, phone, and what happened

Make a reasonable effort to find the owner; if you can't, leave a note with your name and phone number, and notify police if damage exceeds $1,500 or anyone is hurt.

Source: Be Prepared – If You Hit an Unattended Vehicle

Correct answer: Names, addresses, license numbers, and owners' policy numbers

Exchange names, addresses, and license numbers, witness names and addresses, and owners' insurance policy numbers. Giving false information is a misdemeanor.

Source: Be Prepared – Crashes & the Law

Correct answer: Suspend the driver's privileges until you're paid, or up to six years

After a court judgment, ITD may suspend the uninsured driver's privileges until you are paid, or for up to six years.

Source: Be Prepared – A Crash With an Uninsured Driver

Correct answer: One year

A first no-insurance offense requires proof of financial responsibility (an SR-22) for one year; a second within five years requires three years.

Source: What Affects Your Driving Privilege and Record – Getting Your Driving Privileges Back

Correct answer: An SR-22 liability certificate from your insurer

The accepted proof is a certified statement of liability insurance coverage from your insurer, called an SR-22, kept for three years after serious offenses.

Source: What Affects Your Driving Privilege and Record – Getting Your Driving Privileges Back

Correct answer: 12 to 17

Idaho issues a warning letter at 8–11 points in 12 months and a 30-day suspension at 12–17 points in 12 months.

Source: What Affects Your Driving Privilege and Record – Suspension & Point Violations System

Correct answer: A warning letter

Eight to eleven points in 12 months results in a warning letter.

Source: What Affects Your Driving Privilege and Record – Suspension & Point Violations System

Correct answer: 90-day suspension

Eighteen to 23 points in 24 months brings a 90-day suspension; 24 or more in 36 months brings a 6-month suspension.

Source: What Affects Your Driving Privilege and Record – Suspension & Point Violations System

Correct answer: Up to 3 points, once every three years

A Defensive Driving Course removes up to three points, once every three years; it removes points, not the conviction.

Source: What Affects Your Driving Privilege and Record – Suspension & Point Violations System

Correct answer: 45 days

A TSC must be accepted at the time of citation and completed within 45 days; it can remove up to four points.

Source: What Affects Your Driving Privilege and Record – Suspension & Point Violations System

Correct answer: It is reported to Idaho and goes on your record

Under the Driver License Compact, out-of-state convictions are sent to Idaho and treated as if they happened here.

Source: What Affects Your Driving Privilege and Record – The Driver License Compact