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District of Columbia Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Question 1
What are the main duties of a driver involved in a DC crash?
Leave right away if no one is hurt, to keep traffic moving
Only call your insurance company and leave the rest to them
Move all injured people into your car and drive them yourself
Stop, remain, aid the injured, identify yourself
Correct answer: Stop, remain, aid the injured, identify yourself
Stop, remain near the scene, aid any injured person, identify yourself, give insurance information and leave notice if needed.
Source: Driver Information – Crashes
Question 2
Should you move a person who is unconscious or seriously hurt after a crash?
Yes, always
Yes, into your car
Normally no
Only to sit them up
Correct answer: Normally no
Normally you should not attempt to move a person who is unconscious or seriously hurt; call for an ambulance.
Source: Driver Information – Crashes
Question 3
After a crash, what insurance information must you give?
Only your agent’s phone number, since the rest is private
Nothing at all, because the police exchange all insurance details
Only the premium amount you pay and the date it renews
Company name and address, local agent, policy number
Correct answer: Company name and address, local agent, policy number
Give the name and address of your insurance company, the local agent or office, and your policy number.
Source: Driver Information – Crashes
Question 4
You damage unattended property and can’t find the owner. What must you do?
Drive away, because nobody saw the damage happen
Wait about 10 minutes for the owner, then leave without a note
Call only your insurance company later that same day
Leave written notice in a conspicuous, secure place
Correct answer: Leave written notice in a conspicuous, secure place
If the owner can’t be located, leave a written notice with your identifying information in or on the damaged property in a conspicuous place.
Source: Driver Information – Crashes
Question 5
If no one at a crash can receive your information and no police officer is present, what must you do?
Nothing more
Wait at the scene overnight
Report to the nearest police department
Call the DMV
Correct answer: Report to the nearest police department
If no one is able to receive the information and no officer is present, report it as soon as possible to the nearest police department.
Source: Driver Information – Crashes
Question 6
Every motor vehicle crash you are involved in should be reported to whom?
The DMV only, and only if someone was badly hurt
Your insurance company
Your employer, if you were driving to or from work
No one at all, unless the police wrote a report
Correct answer: Your insurance company
Any motor vehicle crash in which you are involved should be reported to your insurance company.
Source: Driver Information – Crashes
Question 7
What happens if your DC vehicle insurance lapses while the vehicle is registered?
Nothing
Your license class is upgraded
Only a warning
You are subject to fines
Correct answer: You are subject to fines
Insurance must be maintained as long as the vehicle is registered; a lapse in coverage is subject to fines.
Source: Important Things to Know
All District of Columbia practice
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Signals & Pavement Markings
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