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Alaska Permit Test: Insurance & Collisions Practice Questions
Financial responsibility and what to do after a collision.
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Every Alaska topic, mock exams and your progress, right here or in the app.
Question 1
What minimum bodily injury liability insurance does Alaska require?
$50,000/$100,000
$25,000/$50,000
$15,000/$30,000
$100,000/$300,000
Correct answer: $50,000/$100,000
The minimum liability coverage is $50,000/$100,000 for bodily injury or death and $25,000 for property damage.
Source: Financial Responsibility Laws
Question 2
What minimum property damage liability does Alaska require?
$10,000
$5,000
$25,000
$50,000
Correct answer: $25,000
Alaska requires at least $25,000 of property damage liability.
Source: Financial Responsibility Laws
Question 3
After a crash with injury or damage over $501, how soon must every driver give DMV proof of insurance?
Within 15 days
Within 24 hours
Within 30 days
Within 90 days
Correct answer: Within 15 days
All drivers in such a crash must provide proof of insurance to DMV within 15 days, regardless of fault.
Source: Financial Responsibility Laws
Question 4
If you were uninsured in a crash (first occurrence), how long is your license suspended?
30 days
1 year
3 years
90 days
Correct answer: 90 days
If uninsured or you fail to provide proof within 15 days, the license is suspended 90 days for a first occurrence and 1 year for a second.
Source: Financial Responsibility Laws
Question 5
If you may be found liable in a crash and do not settle, how long can your license be suspended?
Up to 30 days
Up to one year at most
For life
Up to three years
Correct answer: Up to three years
Under the Financial Responsibility law, your privilege can be suspended up to three years unless you settle with the other parties.
Source: Financial Responsibility Laws
Question 6
After an injury crash or $2,000+ damage inside a municipality, whom do you contact?
The DMV by mail
Your insurer only
Local police by dialing 911
The Alaska State Troopers only
Correct answer: Local police by dialing 911
Inside a municipality, immediately contact local police (911); outside a municipality, contact the Alaska State Troopers.
Source: What to Do in Case of Every Crash
Question 7
How soon must you report a crash to Alaska DMV if police did not investigate it?
Within 72 hours
Within 30 days
Within 6 months
Within 10 days
Correct answer: Within 10 days
Report the crash to DMV within 10 days (online or by mail); not required if police investigated.
Source: What to Do in Case of Every Crash
Question 8
You hit an unattended vehicle or a fence and cannot find the owner. What must you do?
Drive away, since no one saw the damage happen
Wait about 10 minutes, then leave without a note
Leave a note with your name, address and phone
Call only your insurance company later that day
Correct answer: Leave a note with your name, address and phone
Stop and try to find the owner; if you can’t, leave a written note with your name, address and phone number.
Source: What to Do in Case of Every Crash
Question 9
At a crash scene at night, how should you warn other traffic?
Flash your high beams
Place flares or other signals
Stand in the traffic lane and wave
Honk repeatedly
Correct answer: Place flares or other signals
Warn other traffic to prevent more crashes; at night place flares or other signals on the road.
Source: What to Do in Case of Every Crash
Question 10
After a crash, what should you do for an injured person?
Move them into your car right away
Give them something to drink
Stop bleeding and keep them warm
Leave them alone
Correct answer: Stop bleeding and keep them warm
Help anyone hurt; don’t move them unless necessary, arrange an ambulance, stop serious bleeding, and keep the victim warm.
Source: What to Do in Case of Every Crash
All Alaska practice
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